Chocolate Covered Ritz Crackers are the perfect sweet and salty treat made with buttery crackers, creamy peanut butter, and smooth chocolate. Easy to make and great for parties, gifts, or holiday snacking!

Chocolate Covered Ritz Crackers cut into half.
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Chocolate Covered Ritz Crackers are the ultimate combination of sweet, salty, and crunchy! Made with buttery Ritz crackers, creamy peanut butter, and rich melted chocolate, these no-bake treats come together in minutes. They’re perfect for holidays, parties, or anytime you’re craving an easy dessert.

What makes these chocolate peanut butter Ritz crackers so irresistible is the balance of flavors and textures. The crisp, buttery crackers pair perfectly with the smooth peanut butter filling, while the chocolate coating adds a deliciously sweet finish. You can top them with sprinkles, crushed nuts, or a drizzle of white chocolate.

We also enjoy Dark Chocolate Covered Almonds. Soda Cracker Toffee and Chocolate Covered Twinkies Recipe. Also, try Ritz Cracker Toffee Recipe.

Why This Recipe Works

  • Sweet and salty perfection: The combination of buttery Ritz crackers, creamy peanut butter, and smooth chocolate is simply irresistible.
  • Quick and easy: No baking required! Just a few ingredients and a little dipping, and you have a crowd-pleasing treat in minutes.
  • Great for any occasion: Perfect for holidays, parties, or a simple snack when you’re craving something sweet.
  • Customizable: Add sprinkles, crushed nuts, or drizzle with white chocolate for a festive touch.
  • Kid-friendly: A fun, no-fuss recipe that kids can help make and everyone loves to eat.

Ingredients

  • Ritz Crackers: The classic buttery flavor makes these treats irresistible, but you can use any store brand buttery round cracker if you prefer.
  • Peanut Butter: Creamy peanut butter works best for smooth, easy spreading between the crackers. Avoid natural peanut butter that separates, as it can make the filling too runny.
  • Milk Chocolate: Use good-quality milk chocolate for the best flavor and texture. You can also substitute with semi-sweet or dark chocolate if you prefer a richer taste.

Scroll to the bottom to see the recipe card with full recipe and ingredients for Chocolate Peanut Butter Ritz Cracker Cookies.

Variations

  • Filling– You can substitute the peanut butter for other ingredients. We like marshmallow fluff, Nutella, and caramel. You can also use almond butter.
  • Chocolate- I actually prefer white chocolate so make several using that. You can also use dark chocolate.
  • Almond Bark– Another option is to use chocolate almond bark instead of milk chocolate chips or white chocolate chips. This provides a harder set.
  • Candy Melts – These come in lots of different colors that would be pretty for special occasions.
  • Sprinkles– Jazz these up for holidays by using coordinating sprinkles. Red and green for Christmas, pastels for Easter, red and pink for Valentine’s Day during the holiday season. Those are just a few ideas! You can also use matching sprinkles for birthday parties too.
  • Sea Salt – Sprinkle a little flaky sea salt on top.

Step By Step Instructions

Peanut Butter spread onto Ritz Crackers with the crackers laid on a baking sheet.

Step 1 – Spread the creamy Peanut butter on the tops of 12 crackers using a lined sheet pan. You can make the peanut butter layer as thick as you prefer.

2 Ritz Crackers with peanut butter in between on a baking sheet lined with parchment paper.

Step 2 – Put the remaining crackers on top of the peanut butter to make a sandwich.

Chocolate malted in a microwave safe bowl.

Step 3 – The last step is to melt the chocolate in a microwave-safe bowl. If you use the microwave, melt in 30 second intervals and stir. This will help prevent the chocolate from burning. Learn How to Melt Chocolate Chips.

The peanut butter and ritz cracker sandwiches being dipped into the melted chocolate.

Step 4 – Now that the chocolate is melted, dip each cracker sandwich into the chocolate. I like to use a fork to do this.

The Ritz cracker and peanut butter sandwiches fully coated in the chocolate and placed on the baking sheet to cool.

Step 5 – Use the fork to gently shake any excess chocolate. Then put the crackers coated in chocolate on wax paper to dry.

All the peanut butter and Ritz cracker sandwiches coated in melted chocolate and placed on a baking sheet lined with parchment paper to fully cool.

Step 6 – Have the chocolate has harden, then the chocolate peanut butter sandwich cookie is ready to serve.

Pro Tips

  • Line Your Baking Sheet: Always line your baking sheet with parchment paper or a silicone mat before dipping. It keeps the crackers from sticking and makes cleanup super easy.
  • Spread the Peanut Butter Evenly: Use a small spoon or knife to spread the peanut butter smoothly between the crackers. If your family loves peanut butter, go thick! If you prefer a lighter bite, use a little less.
  • Tap Off Excess Chocolate: After dipping each cracker into the melted chocolate, gently tap the fork on the side of the bowl to remove any extra chocolate. This helps keep the coating smooth and neat.
  • Chill to Set Faster: Place the dipped crackers on the prepared baking sheet and refrigerate for about 15–20 minutes to help the chocolate set quickly.

Storage

Room Temperature
Keep your chocolate covered Ritz crackers in an airtight container for up to 1 week. Store them in a cool, dry place away from sunlight.

Refrigerator
If your home is warm, place the crackers in the fridge so the chocolate stays firm. Let them sit out for a few minutes before serving so they soften slightly.

Freezer
For longer storage, freeze the crackers in a freezer-safe container with wax or parchment paper between the layers. They’ll last for 1–2 months.
When ready to serve, let them thaw at room temperature for about 10–15 minutes.

Stack of Chocolate Covered Ritz Crackers.

More Chocolate Peanut Butter Desserts

If you make these Chocolate Peanut Butter Ritz Cookies, make sure to leave us a comment or a star review. We love hearing from you.

Chocolate covered ritz stacked together.

Chocolate Covered Ritz Crackers

4.86 from 21 votes
Chocolate Covered Ritz Crackers consists of only 3 ingredients but result in a fabulous treat. Everyone will love these buttery crackers sandwiched with peanut butter and chocolate coating.
Prep Time 10 minutes
Total Time 10 minutes
Servings 12
Cuisine American
Course Dessert
Calories 236

Ingredients

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Instructions

  • Spread Peanut butter onto the tops of 12 crackers, you can make it as thick as you would like.
  • Place the rest of the crackers on top of the peanut butter and sandwich them together.
  • Melt chocolate in the microwave or over a double boiler. Once the chocolate is melted, use a fork to dip the peanut butter cracker sandwich into the chocolate to coat.
  • Shake off any excess and place onto a wax paper-lined cookie sheet. Let chocolate harden at room temperature.

Nutrition Facts

Calories 236kcal, Carbohydrates 23g, Protein 4g, Fat 17g, Saturated Fat 7g, Trans Fat 1g, Sodium 107mg, Potassium 159mg, Fiber 2g, Sugar 16g, Calcium 21mg, Iron 1mg

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About the Author

Hi, I’m Carrie. Welcome to Desserts on a Dime!

I’m on a mission to help you create delicious desserts on a budget and do not require a ton of time. Together, we are going to make something sweet that the entire family will love!

4.86 from 21 votes (21 ratings without comment)

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Comments

  1. Levella says:

    Chocolate Covered Ritz Crackers!